Tell us about you.

The details an adviser needs to recommend the right mortgage. It takes around ten minutes, your answers save on this device as you go, and nothing here affects your credit file.

3.75%Bank Rate, held in September 2026
£273,000Average UK home, July 2026
7.7×Price to earnings in England, 2024
Begin the fact find Prefer to talk it through? Call

The fact find.

Seven short sections. Complete each one and the next will follow. Answer as fully as you can; anything you are unsure of, leave a note at the end and your adviser will go through it with you.

01

Your application

What you are looking to arrange.

First-time buyer?
How many people are applying?
When do you need the mortgage?
02

About you

As they appear on your passport or driving licence.

Contact details

Dependants

Do you have any financial dependants? Children or anyone else who relies on your income.
03

Address history

Lenders need the last three years of addresses. Start with where you live now.

Address history covered0 of 3 years
Today1 year2 years3 years
04

Second applicant

The person applying with you.

Do they live with you?

Your adviser will take the rest of their history on the call.

05

Employment and income

Annual figures before tax. Estimates are fine at this stage.

06

Commitments and credit

For everyone applying. Leave a field blank if it does not apply.

Student loan?
Anything on your credit file in the last six years? Tick all that apply.
07

The property and mortgage

Rough figures are fine. Your adviser will confirm them with you.

Where is the deposit coming from? Tick all that apply.

About the property

New build?

The mortgage you have in mind

Repayment method
Rate preference
08

Protection and declaration

Nearly there.

Existing cover (optional) Tick any you already hold.
Would you like your protection reviewed alongside the mortgage?

Your home may be repossessed if you do not keep up repayments on your mortgage.